First and Citizens National Bank Minute Book, PC.5113


First and Citizens National Bank Minute Book, PC.5113


The First and Citizens National Bank was created in 1918 with the merger of two Elizabeth City Banks, First National Bank (founded 1891) and Citizen's Bank (founded 1899). This collection consists of a single minute book documenting the history of the bank, its directors, administrators, board members, and stockholders. The book includes a record of loan approvals and rejections.

Descriptive Summary

First and Citizens National Bank Minute Book
Call Number
First and Citizens National Bank (Elizabeth City, N.C.)
0.300 cubic feet
Outer Banks History Center

Series Quick Links

  1. Collection Contents

Restrictions on Access & Use

Access Restrictions

Available for research.

Use Restrictions

Copyright is retained by the authors of these materials, or their descendants, as stipulated by the United States copyright law (Title 17 US Code). Individual researchers are responsible for using these materials in conformance with copyright law as well as any donor restrictions accompanying these materials.

Preferred Citation

[identification of item], PC.5113, First and Citizens National Bank Minute Book, Outer Banks History Center, Manteo, NC, U.S.A.

Collection Overview

The First and Citizens National Bank Minute Book, 1933-1969, contains minutes of the meetings of the bank's board of directors. The book traces the history of the bank from the height of the Great Depression to approximately one year after its merger. The minutes include, among other information, records of loans approved or denied by the bank, including loans made to applicants from areas outside Elizabeth City, such as the Outer Banks and Hertford. Also included is a folder of loose material, including a timeline of the bank's history, memoranda, resolutions, and correspondence.


In 1891 and 1899 respectively, two banks, the First National and the Citizen's Bank, were organized in Elizabeth City, North Carolina. The two were able to provide increased banking services to the eastern Albemarle region, which grew significantly following the Civil War. As a critical center for both steam ship commerce and the railroad, Elizabeth City served as a prime location for trade to northern cities. To strengthen and consolidate their influence, First National and the Citizen's Bank merged in 1918. Many prominent Elizabeth City families were stockholders and members of the First National and Citizen's Bank's board of directors. Names such as Robinson, Wood, Flora, White, Gaither, Houtz, Kramer, Griffin, Blades, Foreman, Clark, Daniels, and Johnson are mentioned frequently throughout the minute book. In 1966, executive vice president W. Edward Griffin retired from the bank, and it merged with First Union Bank of North Carolina in 1968. The Robinson family led the bank until this merger.

Contents of the Collection

Collection Contents
First and Citizens National Bank Minute Book, 1933-1969
Box 1

Subject Headings

  • Banks and banking--North Carolina--Elizabeth City
  • Bank loans--North Carolina--Elizabeth City
  • Elizabeth City (N.C.)--History--20th century
  • Acquisitions Information

    Gift, Donated by Charles O. Robinson, November 2011.

    Processing Information

  • Processed by Levern Parker, OBHC volunteer.